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Taking risk, credit unions push student loans – Student loans have a default rate of about 12 percent, compared with 4 percent for car loans and 11 percent for credit card debt. who may not have known about it.” Nationwide, private student loans.
Credit Card Debt Settlement | Nolo – She pays $8,000 to the credit card company, which forgives the debt and reports it paid in full. The credit card company reports the settlement to the IRS, which notifies Claire that she must pay taxes on $4,000, the amount the credit card company forgave. To the IRS, the settlement was equal to the credit card company giving Claire $4,000.
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